Insurance policies can often be daunting and unwieldy. They usually include a number of different coverages, exclusions and endorsements which may modify or exclude coverage.

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Not all insurance policies are created equal. Do you have a deductible policy or a self-insured retention? Is the policy “occurrence” or “claims-made”? If you’re sued, is the defense provided within the policy limits or not? These are just a few of the important questions that Mr. Flury works with his clients to answer before a loss happens.

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Mr. Flury works with clients and their insurance brokers to evaluate the adequacy of coverage for the risks sought to be insured. This includes working to identify potential gaps in coverage, as well as the sufficiency of the limits available to pay a claim should one occur.